{"id":1143,"date":"2020-03-11T21:00:40","date_gmt":"2020-03-11T13:00:40","guid":{"rendered":"https:\/\/yalechen.com\/?p=1143"},"modified":"2021-07-13T16:47:19","modified_gmt":"2021-07-13T08:47:19","slug":"how-you-spend-money","status":"publish","type":"post","link":"https:\/\/yalechen.com\/how-you-spend-money\/","title":{"rendered":"\u4f60\u7684\u9322\u61c9\u8a72\u600e\u9ebc\u82b1\uff1f\u624d\u80fd\u5920\u8b93\u4f60\u6709\u6700\u5927\u7684\u5e78\u798f\uff01"},"content":{"rendered":"\n<p>\u4f60\u7684\u9322\u61c9\u8a72\u600e\u9ebc\u82b1\uff1f<\/p>\n\n\n\n<p>\u4f60\u6709\u60f3\u904e\u4f60\u8f9b\u8f9b\u82e6\u82e6\u8cfa\u4f86\u7684\u9322\uff0c\u61c9\u8a72\u600e\u9ebc\u82b1\u624d\u80fd\u5920\u7d66\u4f60\u7684\u4eba\u751f\uff0c\u5e36\u4f86\u6700\u9ad8\u7684\u5e78\u798f\u611f\u55ce\uff1f<\/p>\n\n\n\n<p>\u5728\u9019\u4e00\u7bc7\u88e1\uff0c\u6211\u60f3\u8981\u8ddf\u5927\u5bb6\u8b1b\u4e00\u9ede\u5c31\u662f\uff0c\u4f60\u7684\u9322\u61c9\u8a72\u600e\u9ebc\u82b1\uff0c\u624d\u80fd\u5920\u7d66\u4f60\u5728\u4eba\u751f\u88e1\uff0c\u5e36\u4f86\u6700\u9ad8\u7684\u5e78\u798f\u611f\u3002<\/p>\n\n\n\n<p>\u56e0\u70ba\u8aaa\u5be6\u5728\u7684\uff0c\u6211\u5011\u7684\u9322\u4e0d\u662f\u7121\u9650\u7684\u3002<\/p>\n\n\n\n<p>\u5927\u90e8\u5206\u7684\u4eba\u5462\u662f\u9818\u85aa\u8cc7\u904e\u751f\u6d3b\u7684\uff0c\u90a3\u5728\u6211\u5011\u6709\u9650\u7684\u9322\u61c9\u8a72\u600e\u9ebd\u82b1\uff0c\u624d\u80fd\u5920\u7d66\u6211\u5011\u7684\u4eba\u751f\u5e36\u4f86\u6700\u9ad8\u7684\u5e78\u798f\u611f\u5462\uff1f<\/p>\n\n\n\n<!--more-->\n\n\n\n<div 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class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%88%91%E5%88%B0%E5%BA%95%E8%A6%81%E6%80%8E%E9%BA%BC%E6%A8%A3%EF%BC%8C%E6%89%8D%E5%8F%AF%E4%BB%A5%E8%B3%BC%E8%B2%B7%E6%88%91%E7%9A%84%E5%B9%B8%E7%A6%8F%E6%84%9F%EF%BC%9F\"><\/span>\u6211\u5230\u5e95\u8981\u600e\u9ebc\u6a23\uff0c\u624d\u53ef\u4ee5\u8cfc\u8cb7\u6211\u7684\u5e78\u798f\u611f\uff1f<span 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class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%E5%B0%91%E8%8A%B1%E9%8C%A2\"><\/span>1. \u5c11\u82b1\u9322<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5c11\u82b1\u9322\u53ef\u80fd\u5c0d\u4e00\u822c\u4eba\u4f86\u8aaa\u6bd4\u8f03\u5bb9\u6613\u505a\u5230\uff0c\u4f46\u662f\u6709\u4e00\u500b\u554f\u984c\u5c31\u662f\uff0c\u4f60\u600e\u9ebc\u7701\u597d\u90fd\u662f\u6709\u4e0b\u9650\u7684\uff0c\u6bd4\u5982\u4f60\u73fe\u5728\u4e00\u500b\u6708\u751f\u6d3b\u8cbb\u5169\u842c\uff0c\u90a3\u53ef\u80fd\u4f60\u5c31\u6c92\u6709\u8fa6\u6cd5\u7e7c\u7e8c\u518d\u7701\u4e0b\u53bb\uff0c\u56e0\u70ba\u518d\u7701\u7684\u8a71\uff0c\u4f60\u7684\u751f\u6d3b\u54c1\u8cea\u5c31\u6703\u964d\u4f4e\uff0c\u6c92\u6709\u4eba\u60f3\u8981\u81ea\u5df1\u7684\u751f\u6d3b\u54c1\u8cea\u964d\u4f4e\u561b\uff01\u5c0d\u4e0d\u5c0d\uff1f<\/p>\n\n\n\n<p>\u90a3\u6211\u9019\u7bc7\u6587\u7ae0\uff0c\u5c31\u662f\u5728\u8a0e\u8ad6\u8aaa\u600e\u9ebc\u6a23\u53ef\u4ee5\u8b93\u4f60\u7684\u5e78\u798f\u6307\u5ea6\u63d0\u9ad8\uff0c\u6240\u4ee5\u6211\u81ea\u5df1\u89ba\u5f97\u8aaa\uff0c\u4f60\u7701\u5230\u4e00\u5b9a\u7684\u7a0b\u5ea6\u4e4b\u5f8c\u2026<\/p>\n\n\n\n<p>\u4e0d\u662f\u8aaa\u4e0d\u8981\u7701\uff0c\u6bcf\u500b\u4eba\u90fd\u662f\u61c9\u8a72\u8981\u7701\u4e00\u9ede\uff0c\u4e0d\u7136\u6211\u5011\u5c31\u6703going crazy\uff0c\u6211\u5011\u5c31\u6703\u760b\u72c2\u7684\u6d88\u8cbb\uff0c\u6240\u4ee5\u6bcf\u500b\u4eba\u90fd\u8981\u7701\u4e00\u9ede\uff0c\u4f46\u662f\u4e0d\u662f\u8981\u592a\u7701\uff01<\/p>\n\n\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E5%A4%9A%E8%B3%BA%E9%8C%A2\"><\/span>2. \u591a\u8cfa\u9322<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u518d\u4f86\uff0c\u6211\u89ba\u5f97\u53e6\u5916\u4e00\u500b\u65b9\u6cd5\u6bd4\u8f03\u5bb9\u6613\u505a\u5230\u7684\uff0c\u90a3\u5c31\u662f\u591a\u8cfa\u4e00\u9ede\u9322\u3002<\/p>\n\n\n\n<p>\u4f60\u8981\u77e5\u9053\u4e00\u4ef6\u4e8b\uff0c\u8cfa\u9322\u662f\u6c92\u6709\u4e0a\u9650\u7684\uff0c\u53ef\u662f\u7701\u9322\u662f\u6709\u7684\uff0c\u662f\u6709\u90a3\u500blimit\uff0c\u6211\u5011\u6c92\u6709\u8fa6\u6cd5\u4e00\u76f4\u4e00\u76f4\u7701\uff0c\u4f46\u662f\u4f60\u53ef\u4ee5\u8d8a\u8cfa\u8d8a\u591a\uff01<\/p>\n\n\n\n<p>\u60f3\u60f3\u770b\u5594\uff01\u5982\u679c\u4f60\u7dad\u6301\u4e00\u6a23\u7684\u751f\u6d3b\u6c34\u5e73\uff0c\u7dad\u6301\u4e00\u6a23\u7684\u6d88\u8cbb\uff0c\u4f46\u662f\u4f60\u7684\u6536\u5165\u8d8a\u4f86\u8d8a\u9ad8\uff0c\u9019\u6a23\u5b50\u4f60\u7684\u8cc7\u7522\u5c31\u8d8a\u4f86\u8d8a\u591a\uff0c\u4f60\u5c31\u8d8a\u4f86\u8d8a\u591a\u7684\u9322\u53ef\u4ee5\u82b1\u5728\u8b93\u4f60\u5e78\u798f\u7684\u4e8b\u4e0a\u9762\uff0c\u9019\u6a23\u662f\u4e0d\u662f\u5f88\u68d2\uff01\u6240\u4ee5\u4f60\u8981\u8b93\u81ea\u5df1\u6709\u6548\u7684\u7701\u9322\uff0c\u4e26\u4e14\u591a\u591a\u8cfa\u9322\u3002<\/p>\n\n\n\n<p>OK\uff01\u4ee5\u4e0a\u5c31\u662f\u4eca\u5929\u6211\u8981\u4ecb\u7d39\u7684\u5167\u5bb9\uff0c\u5e0c\u671b\u5c0d\u4f60\u6709\u5e6b\u52a9\uff01<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%80%8F%E9%81%8E%E6%8C%87%E6%95%B8%E9%81%94%E5%88%B0%E8%B2%A1%E5%8B%99%E8%87%AA%E7%94%B1\"><\/span><strong>\u900f\u904e\u6307\u6578\u9054\u5230\u8ca1\u52d9\u81ea\u7531<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6700\u5f8c\uff0c\u6211\u77e5\u9053\u4f60\u5e73\u5e38\u90fd\u5f88\u5fd9\uff0c\u8981\u5fd9\u8457\u4e0a\u73ed\u3001\u5fd9\u8457\u8ac7\u6200\u611b\u6216\u662f\u5fd9\u8457\u7167\u9867\u5c0f\u5b69&#8230;\u7b49\uff0c\u6240\u4ee5\u6211\u6709\u4e00\u500b\u6295\u8cc7\u7b56\u7565\u53ef\u4ee5\u5e6b\u52a9\u4f60<strong>\u88ab\u52d5\u5f0f\u7684\u8cfa\u53d6\u80a1\u7968\u7684\u88ab\u52d5\u6536\u5165<\/strong>\uff0c\u4f60\u53ea\u8981\u8ddf\u8457\u6211\u7684\u6559\u5b78\u6b65\u9a5f\u4e00\u6b65\u4e00\u6b65\u5730\u5b78\u7fd2\u904e\u5f8c\uff0c\u56fa\u5b9a\u6642\u9593\u64a5\u51fa\u4e09\u842c\u584a\u5c31\u53ef\u4ee5\u958b\u59cb\u6295\u8cc7(\u5c0f\u8cc7\u4e5f\u53ef\u4ee5\u9054\u6210)\uff0c\u800c\u6211\u73fe\u5728\u5df2\u7d93\u7d2f\u7a4d\u5feb\u4e00\u5343\u842c\u5143\u53f0\u5e63\u5230\u6211\u7684\u6295\u8cc7\u7d44\u5408\u4e2d\uff0c\u8b93\u6211\u53ef\u4ee5\u66f4\u5feb\u901f\u5730\u9081\u5411\u8ca1\u5bcc\u81ea\u7531\u63d0\u65e9\u9000\u4f11\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u60f3\u8981\u5b78\u7fd2\u600e\u9ebc\u900f\u904e\u6307\u6578\u9054\u5230\u8ca1\u52d9\u81ea\u7531\uff0c\u63d0\u65e9\u9000\u4f11\u7684\u8a71\u3002<br>\u4f60\u53ef\u4ee5\u53c3\u8003\u6211\u7684<strong><a href=\"https:\/\/www.freedumacademy.com\/FIRE?utm_source=Referral&amp;utm_medium=yalechen.com&amp;utm_campaign=how-you-spend-money\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f8e\u80a1\u88ab\u52d5\u5f0f\u6295\u8cc7\u8ab2\u7a0b<\/a><\/strong>\uff0c\u8b93\u6211\u4f86\u5e6b\u52a9\u4f60\u9054\u5230\u4f60\u7684\u8ca1\u52d9\u76ee\u6a19\uff01<br>\u53e6\u5916\uff0c\u4e5f\u5225\u5fd8\u4e86\u52a0\u5165<a rel=\"noreferrer noopener\" href=\"https:\/\/www.facebook.com\/groups\/167870407765463\/?ref=group_header\" target=\"_blank\">\u4e9e\u6d32FIRE\u793e\u5718<\/a>\u8b93\u4f60\u5728\u9054\u5230\u8ca1\u52d9\u81ea\u7531\u7684\u8def\u4e0a\u4e00\u9ede\u90fd\u4e0d\u5b64\u55ae<\/p>\n\n\n\n<p>\u8a18\u4f4f\uff0c\u5922\u60f3\u4e0d\u642d\u914d\u884c\u52d5\uff0c\u6c38\u9060\u53ea\u662f\u5922\u60f3\uff01<\/p>\n\n\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe loading=\"lazy\" title=\"\u4f60\u7684\u9322\u61c9\u8a72\u600e\u9ebc\u82b1\uff1f\u624d\u80fd\u5920\u8b93\u4f60\u6709\u6700\u5927\u7684\u5e78\u798f\uff01\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/VHGy7SSwGC8?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><figcaption> <a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/www.youtube.com\/watch?v=VHGy7SSwGC8\">\u4f60\u7684\u9322\u61c9\u8a72\u600e\u9ebc\u82b1\uff1f\u624d\u80fd\u5920\u8b93\u4f60\u6709\u6700\u5927\u7684\u5e78\u798f\uff01<\/a> <\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u4f60\u7684\u9322\u61c9\u8a72\u600e\u9ebc\u82b1\uff1f\u4f60\u6709\u60f3\u904e\u4f60\u8f9b\u8f9b\u82e6\u82e6\u8cfa\u4f86\u7684\u9322\uff0c\u61c9\u8a72\u600e\u9ebc\u82b1\u624d\u80fd\u5920\u7d66\u4f60\u7684\u4eba\u751f\uff0c\u5e36\u4f86\u6700\u9ad8\u7684\u5e78\u798f\u611f\u55ce\uff1f\u4f60\u6709\u60f3\u904e\u4f60\u8f9b\u8f9b\u82e6\u82e6\u8cfa\u4f86\u7684\u9322\uff0c\u61c9\u8a72\u600e\u9ebc\u82b1\u624d\u80fd\u5920\u7d66\u4f60\u7684\u4eba\u751f\uff0c\u5e36\u4f86\u6700\u9ad8\u7684\u5e78\u798f\u611f\u55ce\uff1f<\/p>\n","protected":false},"author":2,"featured_media":1145,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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